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Underinsured Motorist Coverage

What is Med Pay?

Med Pay, or Medical Payment coverage, is a type of insurance that is designed to provide fast payment of medical bills in the event of an accident.  It is a hybrid kind of coverage, part auto and part medical, that is sold by auto insurers.  In Colorado, auto insurers are required to offer at least $5000 in Med Pay coverage.…

Time to Tone up Your Insurance Policies

Happy New Year!  Time to eat some veggies, exercise, and tone up your insurance policies. For Auto Make sure your auto insurance deductibles, limits, and primary driver designations are up to date.  Most importantly, make sure you have Underinsured Motorist Coverage for bodily injury (UM/UIM) and med pay.  Sometimes auto insurers encourage people to opt out of these coverages.  That’s…