The pandemic has caused an increase in household delivery services across a wide variety of industries. If you order meals, groceries, and other goods to your home, it is a good idea to think about the safety of the people who make those packages magically appear on your doorstep. No one wants to be the [...]
Med Pay, or Medical Payment coverage, is a type of insurance that is designed to provide fast payment of medical bills in the event of an accident. It is a hybrid kind of coverage, part auto and part medical, that is sold by auto insurers. In Colorado, auto insurers are required to offer at least [...]
If you are above the age of 18 and a citizen of the United States, you may believe you have a Constitutionally-protected right to vote. You would be correct, to a degree. The 15th, 19th, and 26th Amendments to the Constitution expanded voting rights to all citizen over the age of 18. However, unlike freedom [...]
For people entangled in abusive domestic relationships, the result of pandemic restrictions has been increased danger and suffering. Isolation, restricted movement, financial stress and the constant presence of children all increase the risk of Intimate Partner Violence (IPV). The World Health Organization unequivocally states that IPV has risen worldwide since the pandemic began. In parts [...]
The pandemic has forced everyone to restructure their lives in some way. If you have decided to pick up some extra cash by becoming a driver for Uber, Lyft, or another rideshare service in Colorado, there are insurance coverage issues you must understand. Colorado Rideshare Drivers and Liability Colorado’s Motor Vehicle Financial Responsibility Act (C.R.S. [...]
The Coronavirus landscape continues to present daily changes and challenges. Here is the five-second version of Colorado rules and guidelines, current as of August 4, 2020: Wear a face covering (nose and mouth) in public spaces. Stay at home as much as possible. Connect with friends and family virtually. Be diligent about hand washing. Avoid [...]
It’s been almost three months since Coronavirus upended our lives. Shuttered businesses. Widespread illness. Masks in public. Stay-at-Home orders. Arrests, violence, and worse. In this short time, we’ve come to inhabit a surreal reality that feels like Outbreak meets the Great Depression. We’re all experiencing some forceful emotions, too. Shock. Powerlessness. Anger. Fear. Uncertainty has [...]
Good News for Colorado On the evening of April 6, 2020, Governor Polis, while wearing a cloth facemask printed with a Colorado logo, extended Colorado’s Stay-at-Home order until April 26. He also shared some welcome news: social distancing measures are working. The rate of new COVID-19 infections in Colorado has decreased markedly, from doubling every [...]
Happy New Year! Time to eat some veggies, exercise, and tone up your insurance policies. For Auto Make sure your auto insurance deductibles, limits, and primary driver designations are up to date. Most importantly, make sure you have Underinsured Motorist Coverage for bodily injury (UM/UIM) and med pay. Sometimes auto insurers encourage people to opt [...]
Heading to the mountains for the holidays? There is a new traction law that may affect you. Here’s what you need to know to avoid a ticket. New Rules All drivers traveling the I-70 stretch between Morrison and Dotsero from September 1 through May 31 must now be ready for the possibility of snow, whether [...]